Wise Best exchange rate
Wise debit card
45k0.43% – 0.65% conversion fee
Travel money for China
Cards, cash and FX fees for Australian travellers.
Cards, cash and FX fees for Australian travellers. Foreign credit cards are accepted at international hotels and little else. Alipay and WeChat Pay run everyday life.
Revolut No weekday FX fee
Revolut Standard
30k0% FX fee
ING Orange Everyday ATM fees rebated
ING Orange Everyday
22k0% FX fee
ubank Spend
ubank Spend account
9k0% FX fee
Macquarie Transaction Account
Macquarie Transaction Account
6k0% FX fee
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site — it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay or how we rank results. How we make money.
Compared side by side
| Card | FX fee | ATM | Annual fee |
|---|---|---|---|
| Wise | 0.43% – 0.65% conversion fee | 2 free withdrawals/month up to $350, then 1.75% | $0 |
| Revolut | 0% on weekdays, up to 1% on weekends | $350/month fee-free, then 2% | $0 |
| ING Orange Everyday | 0% with monthly criteria met | International ATM fees rebated with criteria met | $0 |
| ubank Spend | 0% international transaction fee | No ubank fee; operator fees still apply | $0 |
| Macquarie Transaction Account | 0% foreign transaction fee | No Macquarie fee; operator fees still apply | $0 |
What one Australian dollar buys in China
¥4.81 CNY per AUD
Last recorded rate
These are mid-market rates — the rate banks trade at, published by the European Central Bank. It is not what you will be offered. Expect a card or exchange service to take 0.5% to 5% off it, which is exactly what our travel money comparison is for. Past movement doesn't predict future rates, and none of this is financial advice.
View the numbers as a table
More China essentials
Entry requirements
Passport, visa, arrival cards and customs rules for Australian passport holders.
Connectivity
Instant data, no physical SIM required.
Travel insurance
Medical, cancellation and luggage cover from Australian insurers.
Airport transfer
Trains, buses, private transfers and taxis compared.
Driving
International Driving Permit rules and car hire for Australians.
Travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do
Attractions, tours and passes worth booking ahead.
Trip checklist
Tick off every essential before you fly.
China money & payments FAQs
How do I pay for things in China as an Australian?
Set up Alipay or WeChat Pay and link your Australian Visa or Mastercard before you leave. Both now accept foreign cards, and almost all everyday transactions run through them. Cash is increasingly refused and foreign credit cards are only accepted at international hotels.
Watching China?
We'll email you when entry rules or prices change for Australians travelling to China.